Home Warranty Blog

Clear, independent guides to help you understand home warranties and choose the right coverage for your home.

Are Home Warranties Worth It in 2026?

A clear, honest look at when a home warranty pays off, when it does not, and how to decide based on your home and finances.

Jul 26, 2026 • 6 min read

Latest Articles

Costs

How Much Does a Home Warranty Cost in 2026?

A full breakdown of home warranty costs: monthly premiums, service call fees, add-ons, what drives the price, and who pays in a home sale.

Jul 24, 2026 • 6 min read

Coverage

What Does a Home Warranty Cover?

A plain-English guide to what a home warranty covers, from HVAC and plumbing to kitchen and laundry appliances, plus optional add-on coverage.

Jul 22, 2026 • 6 min read

Coverage

What a Home Warranty Does Not Cover: Exclusions Explained

The exclusions that catch homeowners off guard, from pre-existing conditions to code upgrades, and how to avoid a denied claim.

Jul 20, 2026 • 6 min read

Buying Guide

How to Buy a Home Warranty: A Step-by-Step Guide

A practical, step-by-step guide to choosing and buying the right home warranty, from comparing plans to reading the contract before you sign.

Jul 18, 2026 • 6 min read

Basics

Home Warranty vs. Home Insurance: What Is the Difference?

Home warranties and homeowners insurance cover opposite problems. Here is a clear comparison of what each does and why most owners need both.

Jul 16, 2026 • 6 min read

Claims

How Home Warranty Claims Work (and Why They Get Denied)

A step-by-step look at the claims process, typical timelines, the repair-or-replace decision, and the top reasons claims get denied.

Jul 14, 2026 • 6 min read

Coverage

Home Warranty Coverage for HVAC, AC, and Heating

HVAC is the most expensive system to replace and the most common breakdown. Here is how home warranties cover heating and cooling, and where the limits are.

Jul 12, 2026 • 6 min read

Home Sales

Home Warranties When Buying or Selling a House

How home warranties work in a real estate transaction, who usually pays, and why sellers offer them and buyers accept them.

Jul 10, 2026 • 6 min read

Buying Guide

Do You Need a Home Warranty on a New Home?

New homes come with builder and manufacturer warranties, so a home warranty is often redundant at first. Here is when it starts to make sense.

Jul 8, 2026 • 6 min read

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